Personal and Business Banking

Experience unparalleled client service when you work with Peapack Private.  Our dedicated relationship managers offer decades of expertise in private banking and provide an elevated and unique approach to managing your wealth, that is designed just for you.

Whether you are focused on building, managing, expanding or transferring your wealth to the next generation, we provide solutions tailored to your specific goals and needs.  Built on a foundation of more than 100 years of banking, we offer a full range of powerful banking tools for your complex needs, in a safe, secure and private environment.


Personal Checking

Premium Access Checking* - Our premier checking account offers:
  • Unlimited global ATM fee rebates.
  • Premium Debit Card that provides daily ATM and point-of-sale debit card transactions up to $3,500.
  • No monthly minimum balance fee with a combined balance of $50,000 or a wealth management relationship.
  • Fee rebates on all incoming wire transfers and outgoing domestic wire transfers.
  • Family accounts available to parents, spouses, partners, siblings, children and grand children of the primary account holder.
  • Sweep option available to secure insurance up to $225 million, per account holder.
  • No monthly paper statement fee by enrolling in eStatements.**
Peapack Checking - Ideal for those seeking an exceptional digital banking experience.


Personal Money Market and Savings

Premium Tiered Money Market Account - Our Premium Access Checking+ clients enjoy exclusive access to our Tiered Money Market account. Benefits of this account include:
  • Competitive interest rates on balances over $50,000.++
  • Unlimited global ATM fee rebates.
  • Fee rebates for all incoming wire fees and outgoing domestic wire fees.
  • No monthly paper statement fee by enrolling in eStatements.**
Legacy Money Market Account - Earn income with our secure, convenient and flexible money market solution.

Statement Savings - Earn a competitive variable rate of interest and make deposits or withdrawals from any of our convenient ATMs, through the surcharge-free Allpoint® network of over 55,000 ATMs, or at any of our retail locations.


Business Checking

Non-Profit Special Checking - An account designed to support non-profit organizations as they support our communities. No minimum balance to open or keep, and no monthly service fee.

Peapack Business Checking - Enjoy the flexibility of a simple checking account for your growing businesses needs.


Business Money Market

Private Banking Business Money Market Account - Maximize your cash and earn interest with our secure, convenient and flexible Private Banking Business Money Market solution.

*You must deposit $100.00 to open this account. Minimum balance to avoid a fee is defined as the combined average ledger balance since the last statement cycle in this account and additional qualifying accounts. A service charge of $30.00 will be imposed each statement cycle if the average ledger balance falls below $50,000.00 in this account or in any combination of this account and linked qualifying accounts. Qualifying accounts include linked consumer checking, savings, money market, CDs, IRAs, and wealth management accounts.
**To avoid a $5.00 paper statement fee, eStatements are required.
+A Premium Access Checking account must be opened to obtain stated rate(s). A $100.00 minimum deposit is required. A $30.00 monthly fee will apply if a minimum combined balance of $50,000.00 is not maintained in qualifying deposit accounts. Minimum balance is defined as the combined average ledger balance since the last statement cycle. Qualifying accounts include checking, savings, money market accounts, CDs, IRAs, and wealth management accounts. If the established Premium Access Checking account is closed or converted to a different account, the Bank reserves the right to convert Premium Tiered Money Market account to a Legacy II Money Market Account.

++Annual Percentage Yield (APY) is accurate as of 2/1/24 and subject to change at any time. Rate may change after account opening. New money only. Consumer accounts only. Not available for business accounts. A minimum deposit of $100.00 is required to open the account. A minimum average daily balance of $50,000.00 as of the last statement cycle is required to obtain the APY. Tiered rates that apply to this account when qualification requirements are met: average daily balance of $.01 to $49,999.99: 0.00% interest rate, 0.00% APY; average daily balance of $50,000.00 to $249,999.99: 0.598% interest rate, 0.60% APY; average daily balance of $250,000.00 to $499,999.99: 1.094% interest rate, 1.10% APY; average daily balance of $500,000.00 or more: 1.588% interest rate, 1.60% APY. Standard money market rules apply. Fees may reduce earnings.