The upcoming month will be a critical time in Washington as several major fiscal issues need to be addressed. One of the issues we are paying particularly close attention to is the federal debt ceiling debate. The debt ceiling was created over a century ago to make it easier for Congress to fund World War I by grouping bonds into categories as opposed to separately approving each bond individually. Moreover, the first aggregate debt limit was established in 1939 in preparation for the substantial spending that would come.
Don’t want to fully retire? Here’s when phased retirement may work
Retirement doesn’t have to be a drastic cut from a full-time job to no job at all. You may still want to work, just not as much — especially if you aren’t financially ready to retire.“The key is having those conversations well before you are ready to walk out the door,” said certified financial planner Diahann Lassus, managing principal at Peapack Private Wealth Management, based in New Providence, New Jersey.
The Peapack Private Planning Quarterly - August 2021
peapack private wealth management third quarter insights
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