Rates

Explore Our Latest Competitive Rates for Deposits and Loans

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Personal
Business

Personal Certificates of Deposit (CDs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
9 Month++
 $500 Monthly 3.205% 3.25%
13 Month Special* 
 $500 Quarterly 2.970% 3.00%
APYs are accurate as of 12/19/25 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. ++New money only.  9 Month rolls into 182 day CD.  13 Month Special rolls into 12 month CD.  

Personal Individual Retirement Accounts (IRAs)

Account Type
Minimum Deposit Required to Open Account
 Interest Paid Interest Rate
Annual Percentage Yield (APY)
9 Month++
 $500 Monthly 3.205% 3.25%
13 Month Special*** $250 Monthly 2.960% 3.00%
APYs are accurate as of 12/19/25 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. ***13 Month Specials rolls into 12 month IRA CD. +++New money only.  An IRA Plan closeout fee of $75 could reduce earnings. An additional IRS tax may also apply to an IRA/CD; please consult your tax professional.


For more information or to speak with a representative to open an account, please call (908) 234-0700 or email us at info@peapackprivate.com.

Business Certificates of Deposit (CDs)

Account Type
Minimum Deposit
Required to Open
Account
Interest
Paid
Interest
Rate
Annual
Percentage
Yield (APY)
9 Month+ $500 Monthly 3.205% 3.25%
13 Month Special* $500 Quarterly 2.970% 3.00%
APYs are accurate as of 12/19/25 and are subject to change at anytime without notice.  A penalty may be imposed for early withdrawal. ++New money only.  9 Month rolls into 182 day CD.  13 Month Special rolls into 12 month CD.