Investment Credit Line

Access Liquidity. Keep Your Investment Strategy Intact.

Your investment portfolio represents more than accumulated wealth. It can also provide financial flexibility when opportunities or liquidity needs arise.

An Investment Credit Line from Peapack Private allows eligible clients to borrow against qualifying investment assets, providing convenient access to liquidity without requiring the sale of securities. Whether addressing a significant purchase, managing a short-term cash flow need, or acting on a time-sensitive opportunity, we can help structure a credit solution around your broader financial objectives.

Put Your Portfolio to Work

Selling investments to generate liquidity can have broader implications—from disrupting a long-term investment strategy to creating potential tax consequences or requiring the sale of assets at an inopportune time.  An Investment Credit Line can provide an alternative.

By leveraging eligible securities within your portfolio, you may be able to access capital while keeping your investment strategy in place.

An Investment Credit Line may provide liquidity for:

Liquidity When Opportunity Calls

Some opportunities require the ability to act quickly.  An Investment Credit Line can provide a readily available source of capital, giving you greater flexibility to respond to opportunities or financial needs without first liquidating investments or arranging new financing.  As funds are repaid, borrowing capacity may become available again, subject to the terms of the credit facility and the value and eligibility of pledged assets.

A Strategic Approach to Borrowing

At Peapack Private, we look beyond the immediate need for capital. Our bankers consider how borrowing fits within your overall financial picture, working with you and, when appropriate, your wealth management and other professional advisors to determine a credit strategy aligned with your objectives.  With Peapack Private, you can expect:

• Customized Credit Solutions - A line of credit structured around your eligible investment assets, liquidity needs, and financial objectives.
• Financial Flexibility - Access to capital without necessarily disrupting your longer-term investment strategy.
• Responsive Access - A source of liquidity designed to help you respond when needs and opportunities arise.
• Personalized Guidance - Direct access to experienced bankers who understand sophisticated borrowing needs and your broader financial relationship.

Your Investments Can Do More Than Invest.

Whether you are preparing for a significant purchase, pursuing an opportunity, or simply want greater flexibility within your financial strategy, an Investment Credit Line can help you access the liquidity you need while keeping your investments working toward your longer-term goals.

Connect with a Peapack Private banker to begin a conversation.