Yacht Financing









Specialized Financing for a Distinctive Asset

Acquiring a yacht is a significant investment—one that requires specialized knowledge, thoughtful structuring, and a financing partner who understands the complexities of the transaction.

Peapack Private provides customized yacht financing for individuals seeking a highly personalized approach to the acquisition or refinancing of significant vessels. Our experienced yacht lending professionals combine specialized industry knowledge with the capabilities and personal attention of a private bank to deliver financing structured around you.

Expertise That Goes Beyond the Financing

Yacht transactions can involve considerations far beyond those associated with traditional asset financing—from vessel valuation and documentation to ownership structures, transaction timing, and other complexities.

Our yacht lending professionals understand the nuances of these transactions and work closely with clients and their advisors throughout the financing process.

  • Yacht financing solutions may include:
  • Acquisition financing
  • Refinancing of existing yacht loans
  • Financing for new and pre-owned vessels
  • Customized loan structures
  • Financing for qualifying domestic and international transactions
  • Solutions for complex ownership structures

Financing Structured Around You

A significant yacht acquisition should not require an off-the-shelf lending solution.  At Peapack Private, we consider your broader financial circumstances, liquidity preferences, and objectives when structuring financing. This individualized approach allows us to develop solutions appropriate for both the asset and the client behind it.

Whether financing an acquisition or evaluating an existing loan, our goal is to provide a structure that complements your broader financial strategy.

Experience Matters

Specialized assets require specialized expertise.  Our yacht lending professionals bring decades of experience in yacht finance, with expertise spanning business development, credit, underwriting, portfolio management, and the structuring of complex yacht financing solutions.

That experience allows us to anticipate the nuances of a transaction, work effectively with the professionals involved, and provide informed guidance from initial conversation through closing.

The Personal Attention of a Private Bank

The financing may be complex. The experience shouldn't be.  With Peapack Private, you can expect:

  • Specialized Expertise - Experienced yacht finance professionals who understand the asset, the market, and the complexities of significant transactions.
  • Customized Structuring - Financing developed around the vessel, transaction, and your individual financial circumstances.
  • Responsive Execution- Direct access to experienced decision-makers and a team focused on moving your transaction forward.
  • A Broader Perspective - The ability to consider yacht financing within the context of your broader banking, lending, and wealth management relationship.
  • Discretion - Personalized attention and confidentiality appropriate for significant financial transactions.

Navigate Your Next Acquisition with Confidence

Whether you are acquiring your next yacht, refinancing an existing vessel, or exploring financing options before beginning your search, Peapack Private provides the specialized expertise and personal attention to help you move forward.

Connect with a Peapack Private yacht financing specialist to begin a confidential conversation.



All loans are subject to credit approval, collateral eligibility, documentation requirements, and applicable terms and conditions. Additional restrictions may apply.